How the verdict is reached
A 360° equity research process that runs every stock past a panel of legendary investors — in minutes, the same way every time.
Refacto Stocks assesses a company the way a disciplined investment committee would. It gathers evidence from many independent channels, runs it past a council of 18 investor & academic lenses — each encoding the documented philosophy of an investor or finance professor with a real track record — computes an independent DCF valuation, and a chairperson synthesizes a single layered call.
The council
Each member judges only against its own school’s criteria — and abstains when its style doesn’t fit. The disagreement is the signal.
What it reads
What you get
A top-line score (0–100) and a Pass / Watch / Avoid call for fast filtering — backed by a full dossier: bull case, bear case, the council’s dissent, the DCF bridge, key risks, catalysts, and every member’s reasoning.
Philosophy
The council is deliberately value-disciplined: it withholds a “Pass” without a genuine margin of safety, and weighs the bears — a valuation referee and a forensic short-seller — as heavily as the bulls. Because the classic investor schools score a business as it is today and can under-weight a technology shift, a dedicated AI & disruption referee stress-tests every name over a 3–10 year horizon — asking whether AI and automation commoditize the moat, disintermediate the company, or durably strengthen it — and every lens is prompted to weigh that risk through its own frame. The result isn’t a stock tip; it’s a structured, repeatable second opinion.
Want the council on a name you own?Send a ticker; we convene the full panel on it.
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